Hong Kong's personal credit report was established and updated by TransUnion (TU). The report contains detailed information about your credit history. Credit reports usually include your repayment history, total credit line, available balance, past bankruptcy records and other relevant details.
Credit Score basically mean probability that an individual will repay his or her debts. The details in your credit report will be converted into a credit score between 1000 and 4000 points. Your score summarizes the likelihood that you will pay your debts.
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