"Available Credit" = your total credit limit - the amount you spent
Suppose you have Credit Card A and Credit Card B, and their credit limit is HK$10,000 and HK$20,000 respectively. And you spent HK$4,000 on Credit Card A and another HK$5,000 on Credit Card B. Your "Available Credit" will be ($10,000 + $20,000 ) - ($4,000 + $5,000) = $21,000.
1. Only active credit cards are counted.
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