What is "API"?

API stands for Application Programming Interface.

We obtain users' credit information from the database of TransUnion (TU) by API, which means after having received users' consent, we obtain users' credit report and credit score directly from the database of TU, and display the information on the users' personal CreditGo "dashboard" and "report". Without your consent, CreditGo cannot access any of your credit information from TU.